Understand the key differences between fixed and adjustable-rate mortgages, their pros and cons, and how to choose the loan type that fits your financial goals and homeownership timeline.
Discover when refinancing makes sense, how to calculate your break-even point, the types of refinance loans available, and how to avoid common pitfalls along the way.
Learn the key personal and market factors that influence your mortgage rate—and discover practical steps to improve your financial profile and secure a better deal on your loan.
Learn how to finance an ADU with loans based on future home value, including HELOCs, cash-out refinances, and renovation mortgages.
Learn what a purchase money mortgage is, how it works, and whether it's a smart alternative to traditional home financing in 2025. Discover pros, cons, and common types.
Selling one home while buying another can feel like walking a financial tightrope. A home equity line of credit (HELOC) might be your secret weapon—if used wisely. While not its intended use, a HELOC can act as a short-term bridge loan, helping you cover the down payment and closing costs on a new property before your current home sells. This guide walks you through six smart steps to execute this strategy safely and effectively, along with key considerations and alternatives.
Not all down payment assistance (DPA) is created equal. While most homebuyers hope for a no-strings-attached grant, the truth is that DPA programs come in various forms—each with pros and cons. From silent second loans to forgivable and lender-funded options, this guide breaks down the five main types of DPA so you can understand what’s available, what you may qualify for, and what will actually benefit you most in the long run. Before choosing a program, learn what’s behind the offer.
Buying a home is one of life’s biggest financial decisions—and it's easy to be misled by outdated or inaccurate advice. In this guide, a seasoned Realtor with over $100 million in sales uncovers the truth behind eight of the most common homebuying myths.
Discover unique and overlooked sources of down payment assistance to help you buy a home with less out of pocket.
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