What to Expect When Meeting with a Funeral Planning Advisor: A Step-by-Step Guide
Pre-planning a funeral is one of the most thoughtful and protective steps you can take for your loved ones—but many people hesitate simply because they don’t know what to expect.
That first conversation with a funeral planning advisor can feel intimidating. Will it be emotional? Will it be a hard sell? Will they ask things I’m not ready to answer?
The reality is, meeting with a funeral planning advisor is usually much simpler—and more comforting—than most people anticipate. At Security National Life Insurance Company, we believe in clear, compassionate guidance with zero pressure and full support.
If you’ve been considering pre-need planning, here’s what you can expect during your first meeting.
Step 1: A Conversation—Not a Sales Pitch
Your first meeting is a relaxed conversation, not a contract signing. The advisor’s job is to listen, answer your questions, and help you understand your options. You are not expected to make immediate decisions or commitments.
This is your opportunity to share:
Your thoughts or wishes about burial, cremation, or service preferences
Any religious or cultural considerations
Concerns about cost, timing, or family logistics
Previous experiences that may be influencing your decisions
Most importantly, it’s a chance to ask anything you want in a private, supportive space.
Step 2: Understanding Your Options
Once the advisor understands your needs, they’ll explain what options are available. This includes:
Types of funeral or memorial services
Choices for burial or cremation
Casket or urn selections
Locations or funeral homes that align with your preferences
Customizable service elements such as music, readings, flowers, or military honors
They may also walk you through what’s typically involved in a funeral from start to finish, so you can feel more informed and in control.
Step 3: Discussing Financial Planning & Pre-Need Insurance
After outlining service options, the advisor will help you understand the financial aspects of planning ahead. This includes:
Estimating current costs for your chosen services
Exploring pre-need insurance plans that lock in today’s rates
Offering payment plan options that fit your budget
Answering questions about portability (what happens if you move or change providers)
One of the biggest benefits of working with providers like Security National Life is the ability to secure pricing now, protecting your family from future inflation or rising costs.
There’s no obligation to purchase anything during this first meeting—but understanding your financial options early gives you time to plan wisely.
Step 4: Personalizing the Experience
Once the basics are covered, your advisor may help you start thinking about ways to personalize your service—if you're ready.
This can include:
Music selections or readings
The tone of the service (solemn, celebratory, spiritual, etc.)
Clothing or items you wish to be buried with
Invitations for specific people to speak or attend
Any special instructions or traditions you’d like honored
You’re never required to answer these right away. In fact, many people fill in the details over time or revisit their plans periodically.
Step 5: Documentation & Peace of Mind
If you choose to move forward with pre-planning, your advisor will help formalize the details in a pre-need document that outlines your wishes and selected services. They’ll also help you review and sign any insurance documents if funding is part of the plan.
This ensures:
Your family won’t have to guess about your preferences
Funeral providers will have exact instructions to follow
Financial responsibilities are clearly planned for in advance
You’ll receive copies of all relevant documents, and your information will be kept securely on file. You can update your plan at any time.
Common Concerns (and Reassurances)
"What if I change my mind?"
No problem. Most pre-need plans are flexible and can be updated as your preferences or circumstances evolve.
"Is it okay if I’m not ready to plan everything today?"
Absolutely. You can take as much time as you need. Many people start with basic decisions and refine them over time.
"Will the advisor pressure me to buy?"
Not with Security National. Our approach is educational, respectful, and centered around your timeline—not ours.
Why Families Trust Security National
With decades of experience in pre-need funeral planning, Security National Life Insurance Company is known for delivering compassionate service, financial integrity, and peace of mind. Our licensed advisors work closely with local funeral homes across the country, ensuring every family has access to trusted planning support.
Whether you’re just starting to explore your options or ready to begin the planning process, we’re here to walk with you—step by step.
Final Thoughts: A Simple Meeting That Changes Everything
A single conversation with a funeral planning advisor can transform uncertainty into confidence. It allows you to:
Take control of your final wishes
Protect your family from future stress
Lock in today’s costs
Make thoughtful, informed decisions—on your own terms
You don’t have to know all the answers. You just have to be willing to begin.
To schedule a consultation or learn more about Security National’s pre-need planning services, visit securitynationallife.com and take your first step toward peace of mind.
